905 28Th Pl Nw, Cape Coral, FL 33993
Pending $539,000
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Assumable VA Mortgage of about $270,000.00 at low intrest rate of 2,25%. Buyer does not have to be VA • 0.34-acre oversized waterfront lot • Saltwater pool • Private dock • New roof • New AC • Owned solar (2019) • Whole-house reverse osmosis system • 3-car garage • Fresh exterior paint • Roll-down storm shutters and much more... Experience breathtaking water views and peaceful waterfront living in this beautifully maintained 3-bedroom, 2-bath pool home situated on a rare 0.34-acre oversized fenced lot in Southwest Florida. This property is loaded with valuable upgrades, including a new roof, new AC system, new gutters, freshly painted exterior, and a whole-house reverse osmosis water system. The owned solar panel system installed in 2019 produces more than enough electricity to power the home, allowing the new owner to enjoy extremely low utility costs with only a $27 monthly LCEC connection fee. Step outside to your private waterfront oasis featuring a sparkling saltwater pool and a relaxing fire pit area overlooking tranquil waterways. Fish directly from your private dock or enjoy freshwater boating adventures from your backyard on the Horseshoe Hermosa Canal System, offering 61.7 miles of navigable canals. The expansive 0.34-acre fenced yard provides incredible space for entertaining, gardening, pets, or family activities. A three-car garage offers ample room for vehicles, storage, a home gym, or recreational equipment. The attic features solar fans for improved climate and heat control, creating additional functional storage space. Roll-down storm shutters protecting the lanai and the new roof add extra comfort and peace of mind. Financing Opportunity: This property includes an assumable VA mortgage of approximately $270,000 at a very low 2.25% interest rate. The buyer does not need to be a veteran, but must qualify with the lender to assume the loan. 10 year stipulation and must be primary residence forecasted for first 12 month—offering a rare chance to secure an exceptionally low-rate mortgage in today’s market. Combining waterfront serenity, major upgrades, energy efficiency, an oversized lot, and a unique financing opportunity, this Southwest Florida freshwater retreat is ready to welcome its next owner.
Bar
Built- In Cabinets
Closet Cabinets
Smoke Detectors
Walk- In Closet(s)
Window Coverings
None
Taxes: $1,168.97
Tax Year: 2025
Concrete Dock
Elec Avail at dock
Water Avail at Dock
Screened Lanai/ Porch
Electric Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator/ Freezer
Refrigerator/ Icemaker
Washer
Y
Basin
Canal Front
Fresh Water
Building Description: Ranch, Single Family
Community Type: Non- Gated
MLS Area: Cape Coral
Total Square Footage: 2,613
Total Floors: 1
Water: Well
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-03-14 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Screen Enclosure
Private Spa: Y
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Carpet, Tile
Roof: Shingle
Heating: Central Electric, Solar
Cooling: Ceiling Fan(S), Central Electric
Fireplace: Y
Storm Protection: Shutters - Screens/ Fabric, Shutters
Security: Smoke Detector(S)
Irrigation: Well
Pets: Yes
Restrictions: Architectural
Maintenance: None
Rear Exposure: S
Sewer: Septic Tank
Lot Desc.: Oversize
Amenities: None
Listing Courtesy Of: Cornerstone Coastal Properties
klawrence@cornerstonecoastal.com
Assumable VA Mortgage of about $270,000.00 at low intrest rate of 2,25%. Buyer does not have to be VA • 0.34-acre oversized waterfront lot • Saltwater pool • Private dock • New roof • New AC • Owned solar (2019) • Whole-house reverse osmosis system • 3-car garage • Fresh exterior paint • Roll-down storm shutters and much more... Experience breathtaking water views and peaceful waterfront living in this beautifully maintained 3-bedroom, 2-bath pool home situated on a rare 0.34-acre oversized fenced lot in Southwest Florida. This property is loaded with valuable upgrades, including a new roof, new AC system, new gutters, freshly painted exterior, and a whole-house reverse osmosis water system. The owned solar panel system installed in 2019 produces more than enough electricity to power the home, allowing the new owner to enjoy extremely low utility costs with only a $27 monthly LCEC connection fee. Step outside to your private waterfront oasis featuring a sparkling saltwater pool and a relaxing fire pit area overlooking tranquil waterways. Fish directly from your private dock or enjoy freshwater boating adventures from your backyard on the Horseshoe Hermosa Canal System, offering 61.7 miles of navigable canals. The expansive 0.34-acre fenced yard provides incredible space for entertaining, gardening, pets, or family activities. A three-car garage offers ample room for vehicles, storage, a home gym, or recreational equipment. The attic features solar fans for improved climate and heat control, creating additional functional storage space. Roll-down storm shutters protecting the lanai and the new roof add extra comfort and peace of mind. Financing Opportunity: This property includes an assumable VA mortgage of approximately $270,000 at a very low 2.25% interest rate. The buyer does not need to be a veteran, but must qualify with the lender to assume the loan. 10 year stipulation and must be primary residence forecasted for first 12 month—offering a rare chance to secure an exceptionally low-rate mortgage in today’s market. Combining waterfront serenity, major upgrades, energy efficiency, an oversized lot, and a unique financing opportunity, this Southwest Florida freshwater retreat is ready to welcome its next owner.
Property Details
Price: $539,000
Sq Ft: 1,970
($274 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.3440
Virtual Tour/Floorplan: View
Year Built: 1998
Listing Number: 2026012208
Status Code: Pending
Taxes: $1,168.97
Tax Year: 2025
Application Fee: $0.00
Garage:
3
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Total Recurring Fee Frequency: 0.00
Interior Features:
Bar
Built- In Cabinets
Closet Cabinets
Smoke Detectors
Walk- In Closet(s)
Window Coverings
Amenities:
None
Financial Information:
Taxes: $1,168.97
Tax Year: 2025
Exterior Features:
Concrete Dock
Elec Avail at dock
Water Avail at Dock
Screened Lanai/ Porch
Equipment:
Electric Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator/ Freezer
Refrigerator/ Icemaker
Washer
View:
Y
Waterfront Description:
Basin
Canal Front
Fresh Water
Additional Information:
Building Description: Ranch, Single Family
Community Type: Non- Gated
MLS Area: Cape Coral
Total Square Footage: 2,613
Total Floors: 1
Water: Well
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-03-14 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Screen Enclosure
Private Spa: Y
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Carpet, Tile
Roof: Shingle
Heating: Central Electric, Solar
Cooling: Ceiling Fan(S), Central Electric
Fireplace: Y
Storm Protection: Shutters - Screens/ Fabric, Shutters
Security: Smoke Detector(S)
Irrigation: Well
Pets: Yes
Restrictions: Architectural
Maintenance: None
Rear Exposure: S
Sewer: Septic Tank
Lot Desc.: Oversize
Amenities: None
Map of 905 28Th Pl Nw, Cape Coral, FL 33993
Listing Courtesy Of: Cornerstone Coastal Properties
klawrence@cornerstonecoastal.com